Tuesday, March 3, 2009

Money: The Fun Stuff (and random grumblings)

I'm kinda tired about thinking about money. I'm irritated because my super-budgeting is making me extra judgmental. When I hear about people spending money they don't have, or using loans, or just plain being wasteful, it bugs me. I was going to give you the full rundown on how to save money in your "entertainment" category but I'll spare you the details you probably already know and just give it to you in a nutshell.

Our entertainment budget is set at $75, which is...not very much. That's like us all going out to each one and a half times (maybe two). Last month we had a baby-sitter two times and that was it - our entertainment budget was gone. Don't get me wrong - we DO go out to eat occasionally. For our anniversary a few months ago we went to Cheesecake Factory. Our kids love Denny's so we go there twice a year, though we'll only go on a Saturday when kids eat free. If you're going to go out out, find a coupon! I can't tell you how many deals I get through email and in the mail that are "Buy one entree, get a second for free." Or, go to lunch instead of dinner. Or do takeout so you don't have to pay for a baby-sitter. Or, try restaurant.com. You can get gift certificates for really cheap ($25 gift card for $10) and the restaurants are usually ones you wouldn't typically visit. Fun!

Another money-waster is the movie theater. We go to the theater about once a year (by the way, Bedtime Stories - SO not worth the theater price). The rest of the time, we either wait a few months and do pay per view on our Tv for $4.99 or - my new favorite - go to a Redbox. You can look up the redbox's in your area, search for a specific title, and reserve it! For $1 a night, it's a steal of a deal! Most movie theaters charge between $10 and $12 per adult these days! Ouch. By the way, every Wednesday in March, visit this site to get a coupon code for a free redbox movie. Yeah, it's just a dollar but if you're going to go to the grocery store anyway (because Wednesday's are the least crowded), you may as well pay a visit to the redbox on your way out.

I don't know if I'll focus on anymore budget categories. I'm tired of thinking about money, I'm grumpy because I hate ALL the front doors I've looked at and don't know what to do about it, and we find out this week if Emma gets into our excellent local elementary school or if she'll have to go to a crappy one across town. I find it slightly (ok, incredibly) ridiculous that this is even something I need to worry about. I can't express my annoyance because even if she's at the crappy school I want her to think she's at the best school ever.

And on that happy note...I promise I'll be happy next time you see me. Promise!
(P.S. One more good website to check out is www.dealhunting.com)

And one last thing...as I'm sitting here scarfing down a bag of Cadbury mini eggs, Emma just said, "Mom, why does chocolate make us feel better?" She's on her way to a healthy relationship with chocolate if I do say so myself.

10 comments:

Dad said...

I have loved reading these budgeting posts. I have to say it does a Dad proud to see his daughter understood all the lessons on tithing, etc. from almost 20 years ago. (Remember earning $1.11 so you would have some for yourself and the correct change for tithing?) I don't know if that was the best way to teach the principle, but it was fun.

It was wonderful to raise you! OK, Mom mostly did it, but I was there for the fun.

hales said...

If a child (or mom) is happy with Cadbury mini eggs, life is good.

Laura H. said...

Wow, I totally understand what you're saying. While we were in SD I was always grumpy (or proud) about how bad people were about money. I am so looking forward to the day when we actually have an entertainment budget. Right now the only time we go out to eat is when we get a free gift card from Michael's legal research websites. :)

Misty said...

I'll admit, we are not good budget-ers; however, we ALWAYS pay off our credit cards at the end of every month meaning - we don't spend money we don't have. So, even though we aren't great savers, we know we need to start, and we don't spend beyond our means. Which, lets me understand your sentiments about getting bugged by people who spend money they don't have. What bugs me even more is how people are now bending over backwards (e.g. credit card companies, our gov't) to forgive partial debts instead of making people accountable for the poor decisions they have made! oh well...that's a soapbox in and of itself. We may fit into the "wasteful" category though...which we definitely need to work on!

Sarah said...

I completely agree about "Bedtime Stories". Of course - the ONE night Jim and I went on a date before we had Becca, we wasted it on that movie! Anyway - thank you for your great info about budgeting. I just finished balancing mine for taxes and I'm so "budgeted-out" I can't blame you for being angry with money!

Kylee said...

Great ideas. We use some similar ones too! I agree with Emma...chocolate does make us feel better!

Shawni said...

Hey I just wanted to say thanks for the comment on my blog about the book you got published. When I get my life together I'll look into it! Thanks for the info!

Laura said...

Oh, I knew I would have at least one money saver to share! Instead of renting movies, check them out from the library! For FREE. They always have the newest, and you can request them on line, so as long as it is somewhere in the county, they will send it to your local library (of course Niles is the best).

I do need to know though...where did WICKED fit into your $75 entertainment budget...ha, ha! I know for me, Wicked will count for entertainment in March and April!

Laura said...

One more tip. I sometimes feel bad about doing this, but I worked at the GAP for years and everyone does it. If a store marks down a price within their return period, you can take the item (worn, without tags) along with the receipt and get a price adjustment. I had at least one a day when I worked there. So now when I buy clothes, I mark the return date on the receipt and check the price on line a day or two before. If it has gone down, I'll make a trip for my refund. You just have to careful not to buy more items when you go back. And, they don't have to have them item in stock still for this to work. I know it works at GAP, Old Navy, but not sure about other stores.

Natalie N said...

Wow, Cheri! You are on the ball. These Money blogs were sure fun to read. All these tips I've read through were great reminders.

Emma's comment about chocolate is about the funniest thing I've ever read. What a hoot!!